Christopher P. Toomey, DDS, PA, 658 Kenilworth Drive, Suite 105, Towson, MD 21204
Payment and Insurance

envelopeInsurance:

Dental insurance is intended to cover some, but not all of the cost of your dental care. Most plans include coinsurance provisions, a deductible, and certain other expenses which must be paid by the patient at the time of services. Reimbursement amounts are not, and never have been, a guideline for quality care.

We do not participate in any Dental Insurance Plans, that is to say that we do not accept what insurance companies have determined to be appropriate fees for our services. If you have a Dental Insurance Policy that is either a PPO or a Traditional plan, we will be more than happy to submit your dental claim form for you. The patient is responsible to our office for the total fee; however, we will do whatever possible to help you receive the maximum dental benefit from your insurance company.

We require payment in full at the time of service. Please bring your insurance information with you. We will submit your insurance claim for you, to ensure that you receive your maximum benefits and you will be reimbursed directly from your carrier within one to three weeks. We are here to help if you have any questions from your insurance.

Payment:

For your convenience we offer several payment options:

  • Cash or Personal Check
  • Credit Card - We accept MasterCard, Visa, Discover and American Express.
  • Unicorn Financing: 18 months, same as cash payment plan.
    • Quick, easy, in-office approval within minutes and you'll have 60 days from the approval to schedule and complete your procedure.
    • Once approved, you'll have a revolving credit of up tp $12,000 for any future dental needs, as long as you continue to pay a minimum monthly payment to maintain your good credit standing.
    • Pay-off your account at any time without a prepayment penalty.
    • It just doesn't get any easier than this! Now there's no reason to delay your beautiful smile today!You can apply in our office or apply online.
  • Capital One Healthcare Finance is a convenient, no initial payment, low monthly payment plan for dental treatments of $300 to $25,000. You can apply in our office or apply online.

    Kindly give us 24-hours notice to avoid a $50 cancellation fee. Thanks!

    MasterCard
    Visa
    Discover
    AmEx
    CapitalOne

    If you have any questions about your insurance plan or payment options, please call us at (410) 823-6000 or
    e-mail us at info@drtoomey.com.

     

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